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Ok Yeats. I was talking from the perspective of my own personal experience and the situation which I believe would apply in 95% of equine insurance cases. Quite a few years ago I was involved in a horse which cost us £60k at the sales. The horse only had 3 runs in novice hurdles, received a rating of 101, and sadly was killed on the gallops. The insurers offered us £25k, based on his form, potential, etc., They used a firm of independent valuers to arrive at that figure, and it was basically take it or leave it. Despite the fact that we put our "valuation" of the horse as £60k in the application and thought we were insuring him for that amount, we had little choice but to accept. I’ve spoken to several owners since who have had a similar experience.
[b:6oeqomr7]It has been our experience also[/b:6oeqomr7][/color:6oeqomr7]
It was ”take it or leave it” attitude
Of course it should be possible to find an insurer who would offer insurance to the sum of £340,000, in the same way that a concert pianist can insure his hands for £1m, but this would not be the standard form of equine insurance and, as you say, the premiums would make anybody think twice.
Yes – I’ve had several – they hack , jump , dressage , show etc , whatever you want they are ultra versatile
Provided it has come from a decent trainer who is first and foremost a horseman the horse will have been broken as a riding horse – then raced. Most go in a snaffle
I’ve never had a problem ,they should be traffic safe ( especially if from Newmarket) though you have to be patient as they usually need teaching how to trot out – mostly racehorses use trot as a link between walk and canter – not as a pace in itself
Feed them the non heating mixes and turn them out every day – they soon lose that ”fit” look
Enjoy
Low sun could be a major issue compromising safety so on those grounds alone I would oppose a switch .
I disagree with the comment about getting the other races over with first and then the bumper wouldn’t be cancelled. A Graphic Approach can happen in any race (or anywhere horses and hard objects might into contact , he wasn’t knocked out at a fence) <br>It is to racing’s credit that welfare concerns for GA over-rode any monetary consideration for lost betting revenue on a bumper. Racing put horse welfare first , as it always should and generally manages to <br>The course , the vets , the whole team dealing with him deserve plaudits for their efforts and successful outcome , not moans about cancelling bumpers
He’s still out cold now. Will clearly know more tomorrow.
Yes thanks for that
He will be getting the best attention possible , hope he pulls through
According to the Racing Post the horse had heat stroke and was being treated on the hurdles course , thus blocking the bumper race so for the welfare of all horses , Graphic Approach , and the bumper horses who were being kept waiting too long , the bumper was abandoned.
RP goes on to say that GA was later sedated and taken to the Vet Hospital
Presumably they will issue an update tomorrow?
The broken fences case where lthe Henleys were held to be liable for their horses must be considered – especially as it reached the Lords and dealt with the strict liability issue in the Animals Act on a majority decision
http://www.publications.parliament.uk/p … irva-1.htm
”The appeal raises one question: is the keeper of an animal such as a horse strictly liable for damage caused by the animal when the animal’s behaviour in the circumstances was in no way abnormal for an animal of the species in those circumstances?”
”I also agree with the decision of the Court of Appeal on the facts in the present case. Horses are large and heavy animals. But it was not this innate physical characteristic of the defendants’ horses which caused the road accident. The horses escaped because they were terrified. They were still not behaving ordinarily when they careered over the main road, crashing into vehicles rather than the other way about. Hale LJ concluded that it was precisely because they were behaving in this unusual way caused by their panic that the road accident took place: see [2002] 2 WLR 566, 571. That conclusion, on the evidence, seems to me irrefutable and to be fatal to the case of Dr and Mrs Henley. ”
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When we’ve been racing in France the horses are walked round the parade ring and seem to be mounted at the same designated place on the walking track , there’s none of this turning in onto the grass from the track to mount<br>Maybe that is safer?[/size][/size]
Yes – he seemed to be doing so well till the evil laminitis struck
I lost a horse through weight bearing laminitis like this a few years ago
Sympathies to connections and what a great horse
RIP
Wrong end of the Country for me also
Southern / London course meet would not be a problem<br>:biggrin:
Quote: from Seven Towers on 7:39 pm on Mar. 18, 2006[br]Welcome to the forum Ratcliff, I’m sorry if any of my posts have offended you as a vegetarian or anything else.
<br>No problem Seven Towers and thank you for the welcome :0)<br>   <br>  David Muir’s comments which others have alluded to here were supportive of racing though and he is an ally in any JC enquiry, the same could not be said of all the RSPCA’s ruling council some of which have links to Animal Aid, but I hope they listen to their own experts advice. <br>  You are right when you say that their (Animal Aid) report on racing is emotive and error strewn. I can tell you that their are other reports on areas I have been involved in life on their website that are just as badly researched and represented. They do not set aside special treatment for racing. Their site and literature are very seductive to those who have no previous knowledge or experience in a particular subject area though. What can racing do to provide a similarly attractive and honest account of itself?
<br>I honestly don’t know – racing is open BUT many people think horses are big scary animals and have nothing to do with them and will equate horrid falls on TV or a close up tight finish with raised whips with what could be construed to look like horses being soundly beaten with sticks to run faster. Then Animal Aid pointing out some figures , a quick review of ex racehorses in straightened circumstances and the sport is seen as uncaring and hard nosed
<br>  By the way I have never suggested that "it’s tough that horses might die but that’s how it is" is an acceptable answer to people’s concerns.
Sorry it was someone else I know and I hadn’t intended to imply it was you
<br>It is precisely because I care for animals and what happens to them that I’ve entered into this debate on here.
 So far people have suggested padding on hurdles, smaller fields and the scrapping of the 4m amateur race as possible solutions. Is the drainage at Cheltenham a victim of it’s own success, does it ensure that the going will be too fast, ground too hard?
(Edited by Seven Towers at 7:40 pm on Mar. 18, 2006)<br>
